Hi everyone, just thought I would give an update on insurance. Have been a customer with SPT for a few years now but am just about to move to Nautilus. My ski is a 2011 sho that is slightly modified (modifications done around 4 years ago) and hits a max speed of around 75mph. SPT premiums were approximately $215 dearer than Nautilus. Whilst I can't say a bad word about SPT's customer service and staff, the premiums are just a little on the high side now. Both policies were apples for apples comparisons with full disclosure as to what was done to the ski. Would I use SPT again? Of course I would, if their premiums were a little cheaper.